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Home Loans and Multiple Mortgages

Banks and sellers nowadays require buyers to submit purchase offers with a pre-approval letter.  Hence, buyers can save considerable time if they go through a pre-qualification process and obtain a pre-approval letter from a direct lender or a mortgage loan broker/officer before starting to look for homes.   I work only with qualified loan officers who are up to speed with the latest development on home loans and can close escrow on time. 

The following documents are required up-front in order for Ian Wright to determine accurate qualifications.


Instant Loan Approval And Get $Bonus At Closing - Contact Ian for More Info

Our loan process makes it easy for you to get approved instantly for a low rate, low fee home loan that’s perfect for you. Click here to see how it works!

Documentation Needed for Mortgage Pre-Approval:

  • 2 years most recent Tax Returns (include all pages)
  • 2 years most recent W2’s and any 1099’s
  • 2 most recent pay stubs
  • 2 months most recent bank statements from all accounts (include all pages)
  • Legible Driver’s License and Social Sec Card
  • Mortgage Statements, Homeowners Insurance, Tax Bills & Lease Agreements (if applicable)




Your San Diego Mortgage Lender

     Mr. Ian Wright

      Mortgage Loan Officer at Bay Equity



     Cell: 619.871.4995 

     445 Marine View Ave #200, Del Mar, CA 92014
NMLS ID: 188395

Apply Online with Ian Wright